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Compare, apply, and close with confidence—mortgages made easy and transparent.

Compare mortgage rates side by side and lock in the best deal today.


At Free Rate Quotes, our mission is to make mortgage shopping clear, quick, and stress-free. We provide real-time rate comparisons from trusted lenders, helping you save money and make confident decisions. With simple tools and transparent options, we bring you one step closer to the home of your dreams.
1 804-212-8663
Frequently Asked Questions
We’ve answered the most common questions to help you understand the mortgage process with ease and confidence.
Simply compare rates, choose a lender, and apply online. Our team guides you through each step for a smooth process.
In most cases, pre-approval can be completed within 24–48 hours, depending on the documents you provide.
Yes. We offer refinancing options that may help you lower your rate, reduce monthly payments, or shorten your loan term.
Find out what you qualify for—without impacting your credit score, costing you anything, or causing any stress